Your nominee can choose from:
• Lump Sum Payout – Full amount paid at once
• Monthly Income – Fixed income for 10 years
• Lump Sum + Monthly Income – A combination of both as per preference

In case of a claim, 1 or 2 lakh (depending upon the product chosen) is paid within 2 working days to your nominee for immediate financial support. The remaining death benefit is processed as per the chosen payout option.

Medical requirements depend on your age, sum assured, and health profile. In many cases, policies can be issued with minimal or no medical tests, making the process easier.

Yes, you can enhance your protection with optional Accidental Death, Accidental Disability, and Critical Illness riders.

You get a 30-day free look period to review the policy. If unsatisfied, you can cancel and receive a refund as per policy terms.

Once purchased, you will receive a policy document via email. You can track and manage your policy through our online customer portal anytime.

The nominee can initiate the claim process online by submitting the required documents. Our team ensures a quick and hassle-free claim settlement process.